finances
Are Hybrid Funds A Worthwhile Investment?
Whether you’re a seasoned investor or exploring investment opportunities for the first time, you probably don't need us to tell you about the importance of managing risk through diversification of your portfolio. When it comes to diversification, there are several ways you can go about it. Rather than looking at diversification through a lens of different investment types, here we're going to explore hybrid funds specifically. Why are they an ideal vehicle if you're looking to diversify..
Plumbers Insurance – What You Need and How to Compare Quotes
Plumbers insurance is an important set of covers which can help to protect plumbers from the financial risks associated with their work. These risks can result in large costs to a plumber and include provision for stolen tools, injury to yourself or others and extensive property damage. While correct insurance is essential for plumbers, finding good insurance cover at the right price can be difficult. Here’s what you need to know about the four most important types of plumbers insurance...
Smart Property Investment: 5 Things You Need To Know
Many feel that real estate is a good investment. It’s customary to place at least a portion of your funds towards this market and there are good reasons for that. There are always those looking for a property to purchase either as a living space or as a commercial property and it can be extremely lucrative for smart property investors. However, as with any other investment, there are a lot of risks to consider in property investment. It’s important to try to be informed and to make your c..
Crowd Funding
Crowdfunding… you might be wondering what this is and how it works in relation to your business and its funding. Here’s what you need to understand: crowdsourcing isn’t that old of a term and was made legal thanks to the JOBS Act in March 2012. Before the JOBS Ac, it was seen as very impractical or illegal. What Is Crowdfunding? In simple terms, it allows big groups of folks – people you know and strangers too – to give minute amounts of money to a business or cause. It’s the n..
How to Get a Business Loan
Once you’ve gotten investors’ attention, you’ve got to secure a business loan to get the doors open. Industrial and commercial lending has increased for bigger companies. However, small businesses have seen fluctuations in the amount of conventional bank loans being offered, all because of the uncertainty in the economy. That does not mean you should not try to get a business loan. After all, banks do want to loan the money to start-up companies. But, in order to secure a loan, you ..
Attracting Investors
When you’re trying to get your business going from the ground up, the hardest thing to do is bring investors to the table. What can you do to get investors to listen to your ideas about your small business? The first thing you must understand is that you need patience so that you can develop solid investor leads. With a little bit of groundwork, some advanced planning, the right approach and accurate investigations, you can find an investor to successfully finance and launch your busine..
Yourself, Family and Friends
The majority of entrepreneurs know that getting cash from the people they know is easier and quicker than trying to get it from an investor. Also, many investors demand that you have some kind of family/friend investment before they’ll even bother lending you any money. The reason is that investors invest money in people before they invest in any product or ideas. Since they have no idea who you are, they check out your integrity as a person. Do your family and friends believe in you en..